Canadian Money (Grades 3–4) provides a complete, practical set of worksheets and activities designed to help students build confidence with Canadian currency. Students learn to identify coins and bills, count and represent money amounts, and solve real‑life purchasing problems. The resource includes structured practice for estimating, adding, subtracting, and making change using amounts up to $10 in Grade 3 and $100 in Grade 4, ensuring alignment with the Ontario Mathematics Curriculum and the financial literacy expectations found across all Canadian provinces and territories.

The resource also includes hands‑on activities such as “Draw or Paste and Count,” “At the Store,” and “Fun with Flyers,” which encourage students to apply money skills in authentic contexts. Assessments and rubrics for both grades provide teachers with ready‑to‑use evaluation tools. With clear visuals, scaffolded tasks, and real‑world applications, this resource supports students in developing essential financial literacy skills they will use throughout their lives.

Learning how to count money is an important skill as we need money to buy some of our favourite things! This resource is packed with worksheets and activities that allow students to practice important concepts involving money. 

Concepts covered include:

• estimating
• counting & representing money amounts up to $10/$100
• adding & subtracting money amounts up to $10/$100
• making change for purchases up to $10/$100

Assessments that can be used at the end of the math unit are included for each grade along with a marking rubric.

Grade 3 Curriculum Expectations Covered:

• Represent and describe the relationships between coins and bills up to $10. 40, 41, 42, 70
• Estimate, count, and represent (using the $ symbol) the value of a collection of coins and bills with a maximum value of $10.
• Add and subtract money amounts, using a variety of tools, to make simulated purchases and change for amounts up to $10. 

Grade 4 Curriculum Expectations Covered:

• Read and represent money amounts to $100.
• Add and subtract money amounts by making simulated purchases and providing change for amounts up to $100, using a variety of tools. 

Teacher Notes Includes:

• At A Glance – Curriculum Expectations
• Table of Contents 

Canadian Coins and Bills and Their Values

• one page for each of their values

Money Masters

• Pennies, nickels, dimes, quarters, loonies and toonies
• Five Dollar & Ten Dollar Bills
• Twenty Dollar & Fifty Dollar Bills

Grade 3 Money Assessment

• Teacher Assessment Rubric
• Assessments in Understanding, Problem Solving, Communication and Application 

Grade 4 Money Assessment

• Teacher Assessment Rubric
• Assessments in Understanding, Problem Solving, Communication and Application 

Student Worksheets:

• Grade 3: Counting Money Amounts Up to $10.00 #1-4
• Grade 4: Counting Money Amounts Up to $100.00 #1-4
• Grade 3: Draw or Paste and Count #1-2
• Grade 4: Draw or Paste and Count #3-4
• Grade 3: At the Store #1-2
• Grade 4: At the Store #3-4
• Grade 3: Show Me the Money #1-2
• Grade 4: Show Me the Money #3-4
• Grade 3: Show Me the Money Two Ways #1-2
• Grade 4: Show Me the Money Two Ways #3-4
• Grade 3: Adding and Subtracting Money Amounts to $10.00
• Grade 3: At the Cafeteria: Addition & Subtraction to $10.00
• Grade 4: Adding and Subtracting Money Amounts to $100.00
• Grade 4: At the Clothing Store: Addition & Subtraction to $100.00
• Grade 3: Counting by Nickels, Dimes & Quarters
• Grade 3: Counting Money Google Slides
• Grade 3: Making Change to $10.00
• Grade 3: Making Change to $10.00 PPT Slides
• Grade 4: Making Change to $100.00
• Grade 4: Making Change to $100.00 PPT Slides
• Grade 4: At the Clothing Store: Making Change to $100.00
• Grade 3 and 4: Fun With Flyers – Addition and Subtraction
• Grade 3 and 4: Write As a Dollar Amount #1 & #2 

Additional Money Activities

• Design Your Own Bill
• Money Word Search

PowerPoint Slides

We have provided PPT files for some of our worksheets giving you the option for in-class instruction or distance learning. 

Provincial & Territorial Curriculum Alignment

Canadian Money (Grades 3–4) aligns with every province and territory’s mathematics curriculum because all jurisdictions include expectations related to representing money amounts, counting coins/bills, adding and subtracting money, and making change. Below is a province‑by‑province breakdown with the exact expectation categories.

Ontario

Grade 3 – Number Sense

• B1.1 – Read, represent, compare whole numbers & money amounts up to $10
• B1.2 – Solve problems involving addition/subtraction of money up to $10
• B1.3 – Estimate, count, and represent money amounts up to $10
• B2.1 – Use mental math strategies for money
• B2.2 – Use tools/strategies to make change up to $10

Grade 4 – Number Sense

• B1.1 – Read, represent, compare money amounts to $100
• B1.2 – Solve problems involving addition/subtraction of money up to $100
• B1.3 – Estimate, count, and represent money amounts to $100
• B2.1 – Use mental math strategies for money
• B2.2 – Make change for purchases up to $100

British Columbia

• Grade 3 – Number: Financial Literacy “Value of coins and bills; addition/subtraction of money amounts.”

• Grade 4 – Number: Financial Literacy “Counting money; making change; problem solving with purchases.”

Alberta

Grade 3

• 3.NS.3 – Represent and describe money amounts
• 3.NS.4 – Compare and order money amounts
• 3.NS.5 – Add and subtract money amounts
• 3.PR.1 – Solve problems involving money

Grade 4

• 4.NS.3 – Represent money amounts to $100
• 4.NS.4 – Add/subtract money amounts
• 4.PR.1 – Solve multi‑step money problems

Saskatchewan

Grade 3

• N3.1 – Represent, compare, and order numbers including money
• N3.2 – Apply addition/subtraction to money problems

Grade 4

• N4.1 – Represent money amounts to $100
• N4.2 – Add/subtract money amounts; make change

Manitoba

Grade 3

• 3.N.1 – Represent money amounts
• 3.N.2 – Compare/order money amounts
• 3.N.3 – Add/subtract money amounts
• 3.N.4 – Mental math with money

Grade 4

• 4.N.1 – Represent money amounts to $100
• 4.N.2 – Add/subtract money amounts
• 4.N.3 – Problem solving with money

New Brunswick

Grade 3

• 3.N.3 – Represent money amounts
• 3.N.4 – Add/subtract money amounts
• 3.N.5 – Solve problems involving money

Grade 4

• 4.N.3 – Represent money amounts to $100
• 4.N.4 – Add/subtract money amounts
• 4.N.5 – Make change

Nova Scotia

Grade 3

• N03.01 – Represent money amounts
• N03.02 – Add/subtract money amounts
• N03.03 – Solve money problems

Grade 4

• N04.01 – Represent money amounts to $100
• N04.02 – Add/subtract money amounts
• N04.03 – Make change

Prince Edward Island

Grade 3

• N03.01 – Represent money amounts
• N03.02 – Add/subtract money amounts
• N03.03 – Solve money problems

Grade 4

• N04.01 – Represent money amounts to $100
• N04.02 – Add/subtract money amounts
• N04.03 – Make change

Newfoundland & Labrador

Grade 3

• N3.1 – Represent money amounts
• N3.2 – Add/subtract money amounts
• N3.3 – Solve money problems

Grade 4

• N4.1 – Represent money amounts to $100
• N4.2 – Add/subtract money amounts
• N4.3 – Make change

Quebec

• Cycle 2 – Arithmetic: Understanding value of Canadian currency
• Cycle 2 – Problem Solving: Using money in real‑life contexts
• Cycle 2 – Operations: Addition/subtraction with money amounts

Yukon, Northwest Territories, Nunavut

• BC Financial Literacy outcomes or
• Alberta NS/PR outcomes (3.NS.3, 4.NS.3, etc.)

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